Mergen.finance// membership terms
Last updated: 22 October 2026
These Membership Terms (“Terms”) govern the relationship between the mergen.finance website (“the Site”, “Mergen”, “we”) and the person who becomes a member of the Site or uses it (“Member”, “you”). By becoming a member or by using the Site, you accept these Terms.
Our contact address is info@mergen.finance. Every request concerning these Terms is handled from that address.
The Site is operated by Mergen Finance. The data controller’s identity and the address for applications are given in the last section (“Contact and data controller”) of the Privacy Policy and of the KVKK Information Notice. For the purposes of these Terms, your counterparty is the Site.
Mergen is an information site offering financial news and market screens. Depending on your plan, membership gives access to:
There are three plans: Ücretsiz (free), Mergen and Pro. Which feature is open on which plan is set out on the membership page.
The Site is in a pre-launch phase. Features may change, may be switched off temporarily, or may be removed; access may be limited and there may be interruptions. At this stage we give no undertaking that the service will run without interruption or without error.
New membership creation is currently closed: our authentication infrastructure refuses new sign-up requests, so no new account can be created until launch. These Terms are written to apply from the moment sign-up opens.
This section is a substantive part of the agreement. It defines what the site is and what it is not.
The analyst identities published on the Site, and the commentary attributed to them, are generated by artificial intelligence. You may see a label indicating a direction on an analyst card. Such a label is a technical reading of the data: it is not a recommendation to buy or sell, it is not a price target, and it is not a commitment. That is what it means whatever the label is called.
Payments are not open yet. There is no checkout step on the Site and no payment provider is connected; no charge can be taken today. This section writes now the rules that will apply once payments open. They are part of these Terms and are binding from the first sale onward.
Monthly means monthly. A monthly plan is billed one month at a time. Choosing a monthly plan does not put you under an annual commitment.
Price. The amounts below are the total you pay and include VAT. There is no fee on the free plan. The current price is always shown on the membership page. A price change is announced in advance and does not affect the period you have already paid for.
There are two billing periods: monthly and annual. If you choose the annual period the whole fee is taken once at the start of it and you are committed for a year; on the monthly period you are charged month by month and there is no minimum commitment. The annual period is never compulsory: every plan can also be bought monthly.
Cancellation is one click. You can cancel your subscription from your account with a single click. There is no flow designed to talk you out of it, no form to fill in, no email to send and no phone number to call.
Access after cancellation. When you cancel, your plan stays open until the end of the period you have paid for and no further charge is taken from that moment on. At the end of the period your account returns to the free plan. No separate refund is made for the remaining days; that does not affect the withdrawal refund in the Distance Selling Agreement. Your account and your portfolio records are not deleted.
Trial periods. If a trial period is offered, it will under no circumstances turn into an annual subscription by itself. What happens at the end of a trial is stated plainly when the trial begins.
Plan contents. The scope of the plans may change from time to time. We announce in advance any change that narrows the scope of a paid plan, and such a change does not apply during the paid period you are currently in.
The documents that govern a purchase. When paid plans open, a purchase is governed by the Pre-Contractual Information Form and the Distance Selling Agreement. The right of withdrawal, delivery, invoicing and refund rules are set out there. If these Terms and those documents differ, those documents apply to the purchase.
You agree not to use the Site for unlawful purposes; not to copy, reproduce or republish the content without permission; not to carry out automated data collection (scraping); not to attempt to exceed rate limits or to mislead the credit system; and not to interfere with the operation of the Site.
The content, marks, logos and arrangements on the Site belong to Mergen or to its licensors, are protected by intellectual property rights, and may not be used without permission. News summaries are written in our own words and link to the source; the rights in the source texts belong to their own owners. The records you enter yourself into the portfolio section belong to you.
The full list of cookies the Site uses is on the Cookie Policy page. The list is kept and updated there; this document does not repeat it.
Which data goes to whom, and where data is held, is set out in the Privacy Policy and the KVKK Information Notice. Mergen is not responsible for the content or the practices of these services.
We may update these Terms from time to time. A change applies only going forward; it is not retroactive.
You can end your membership at any time.
If you want your account and your records deleted, writing to info@mergen.finance is enough; the request will be carried out. How a deletion request is handled, and how long each record is kept, is set out in the KVKK Information Notice.
We may suspend or terminate your account if these Terms are breached. We do so with prior notice and with our reason stated, wherever that is possible.
These Terms are governed by the law of the Republic of Türkiye.
Members who are consumers may, according to the monetary thresholds announced each year, apply to the Consumer Arbitration Committee (Tüketici Hakem Heyeti) or the Consumer Court (Tüketici Mahkemesi) at their own place of residence or at the place where the transaction was made. These Terms contain no provision restricting those routes or forcing a consumer to a court in a particular place.
For users who are not consumers, the general rules apply.
For consumers resident in the European Union, the mandatory consumer provisions of their own country are reserved.
For questions and requests: info@mergen.finance
The Turkish version of this document governs. The English version is provided for convenience only; if the two differ, the Turkish text prevails.